8351 Thames Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 8351 Thames Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2021)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8125-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8125-5`
Alternative APN	`03-5N-24-2770-0000-031D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Heated Area
Gross Area	1,494 sqft
1st Floor Area	1,326 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Width	210 ft Width
Porch	Open Porch
Porch Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8351 THAMES RD
City	BAKER
State	FL
Zip	32531-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCAMBIA FARMS BEG NE COR S 1635.5 FT W 1030 FT S 80 DEG W 1733.22 FT TO E SIDE RD S 36 DEG W 536.9 FT S 29 DEG W 277 FT FOR
Legal Range	24
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1011
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8351 THAMES RD, BAKER, FL 32531-7203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	3442877
Deed Book / Page	3536 / 2290
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2021
Property Address	8351 THAMES RD, BAKER, FL 32531-7203
Document Number	0035362290
Book / Page	3536 / 2290
Instrument Date	Mar 30, 2021
Instrument	3442877
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1620 HWY #C-180C-180, 1620, BAKER, FL 32531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8351 THAMES RD, BAKER, FL 32531-7203

Mortgage

Document Number	0035362292
Date	Mar 31, 2021
Instrument	3536/2292

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (-7.9%)	$134,047 (-3.81%) Land $8,669 Building $125,378	$134,047 (-8.02%) Land $8,669 Building $125,378
2023	$1,101.00 (+2.61%) Homeowner's exemption	$139,354 (+3.62%)	$145,728 (+8.36%) Land $7,365 Building $138,363
2022	$1,073.00 Homeowner's exemption	$134,481 Land $6,883 Building $127,598	$134,481 Land $6,883 Building $127,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA WATERWORKS (FORMERLY BLACKMAN) private · serves 812 people · EPA ID FL1464068
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thames Rd

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