8298 Thames Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 8298 Thames Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1962
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 2014)
Tax Bill	$118 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8162-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8162-8`
Alternative APNs	`03-5N-24-2770-0000-0640` `24N503277000000640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	1,300 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,306,800 sqft (30 acres)

Exterior Amenities

Porch	Florida Room
Porch Area	378 sqft
Shed	1 Shed
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	8298 THAMES RD
City	BAKER
State	FL
Zip	32531-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCAMBIA FARMS PART OF UNIT 64 DB45-PG250 COM SW COR SEC 33-6N-24 N48 DEG E787 FT TO POB N25 DEG E2154 FT TO W R/W S32 DEG E313 FT S77 DEG E458 FT S63 DEG E260 FT S32 DEG E318 FT S15 DEG E69 FT S49 DEG W1635 FT N44 DEG W 425 FT S48 DEG W343 FT TO POB
Legal Range	24W
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS PART OF
Legal Lot Number	640
Legal Unit	64
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1012
Census Tract	20102

Owner

Source: Okaloosa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8298 THAMES RD, BAKER, FL 32531-7200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Intrafamily Transfer, Transfer
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Document Number	20142952928
Deed Book / Page	3165 / 3035
Prior Transfer Date	Apr 25, 2004
Prior Transfer Doc	0002124318
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 18, 2024
Property Address	8298 THAMES RD, BAKER, FL 32531-7200
Document Number	0003666535
Instrument Date	Jan 16, 2024
Instrument	3666535
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8928 THAMES ROAD, BAKER, FL 32531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8298 THAMES RD, BAKER, FL 32531-7200

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	8298 THAMES RD, BAKER, FL 32531-7200
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8298 THAMES RD, BAKER, FL 32531-7200

Mortgage

Document Number	0035593129
Date	Jul 12, 2021
Book Page	3559/3129
Instrument	3470785

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 2, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (-66.85%)	$189,879 (+124.77%)	$248,569 (+20.81%) Land $97,584 Building $150,985
2023	$356.00 (+1.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$84,478 (+2.68%) Land $16,065 Building $68,413	$205,744 (+5.22%)
2022	$350.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$82,271 Land $15,123 Building $67,148	$195,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA WATERWORKS (FORMERLY BLACKMAN) private · serves 812 people · EPA ID FL1464068
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thames Rd

Nearby Streets

All Baker, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures