8302 Thames Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 8302 Thames Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,596 sqft · built 1996
Lot Size1.43 acres (62,291 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Feb 2005)
Tax Bill$1,963 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-8163-6

Property Details

APN / Parcel Number

Primary APNC56-000-591-8163-6
Alternative APNs
  • 03-5N-24-2770-0000-064A
  • 24N50327700000064A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,596 sqft Living Area
Gross Area4,868 sqft
1st Floor Area2,596 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area62,291 sqft (1.43 acres)
Garage TypeAttached
Garage Area888 sqft
PorchEnclosed/Unfinished Porch
Porch Area1,384 sqft
Patio Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8302 THAMES RD
CityBAKER
StateFL
Zip32531-7202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESCAMBIA FARMS PART OF UNIT 64: PARCEL A COM SW COR 33-6N-24 N 48 DEG E 787 FT N 25 DEG E 2154.78 FT N 11 DEG E 27.4 FT TO POB SW ALG CURVE 32 FT S 34 DEG W 170 FT S 25 DEG W 290 FT ALG CURVE 110 FT S 83 DEG W 441 FT ALG CURVE 110 FT S 5 DEG E 144 FT
Legal Range24W
Legal Township05N
Legal Section33
Legal SubdivisionESCAMBIA FARMS PART OF
Legal Lot Number64A
Legal Unit64
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1012
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8302 THAMES RD, BAKER, FL 32531-7202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2005 · Amount on Record
Deed SaleFeb 22, 2005 · Amount on Record
Prior SaleMar 18, 2004 · Amount on Record
Deed Document Number20052196739
Deed Book / Page2596 / 157
Last Transfer DateNov 13, 2007
Transfer Doc0028152797
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address8302 THAMES RD, BAKER, FL 32531-7202
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX, BAKER, FL 32531

Mortgage

Document Number0003654771
DateOct 30, 2023
Instrument3654771
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,963.00 (+6.11%) Homeowner's exemption$230,085 (+5.99%)$403,263 (+3.99%) Land $11,158 Building $392,105
2023$1,850.00 (+2.32%) Homeowner's exemption$217,088 (+3%)$387,803 (+8.64%) Land $9,479 Building $378,324
2022$1,808.00 Homeowner's exemption$210,765$356,967 Land $8,859 Building $348,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA WATERWORKS (FORMERLY BLACKMAN)
private · serves 812 people · EPA ID FL1464068
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thames Rd

Nearby Streets

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