835 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 835 S Main St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,086 sqft · built 1903
Lot Size	0.369 acres (16,078 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jul 2019)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-192-12-012.000`

Property Details

APN / Parcel Number

Primary APN	`1011-192-12-012.000`
Alternative APN	`560000178940`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,086 sqft Living Area
1st Floor Area	2,244 sqft
Upper Floors Area	1,964 sqft
Basement Area	2,244 sqft
Unfinished Basement	2,244 sqft
Flooring	Brick
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,078 sqft (0.369 acres)
Lot Dimensions	268 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	289 sqft
Deck Area	208 sqft
Patio Area	208 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	835 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BYALS 2ND ADD O L LOT 38 W PT N60FT
Legal Subdivision	BYALS 2ND ADD
Legal Lot Number	38
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4006
Census Tract	800

Owner

Source: Hancock County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	835 S MAIN ST, FINDLAY, OH 45840-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Jul 31, 2019	Warranty Deed, Transfer · ARM THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	20196201
Deed Book / Page	2559 / 5416
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	835 S MAIN ST, FINDLAY, OH 45840-3003
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02549/0067
Date	Nov 30, 2018
Book Page	2549/0067
Instrument	201800009877

Lender

Name	THE UNION BANK CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 31, 2019
Property Address	835 S MAIN ST, FINDLAY, OH 45840-3003
Document Number	02559/5416
Book / Page	2559 / 5416
Instrument Date	Jul 30, 2019
Instrument	201900006201
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	835 S MAIN ST, FINDLAY, OH 45840-3003

Mortgage

Document Number	201900006203
Date	Jul 31, 2019
Instrument	201900006203

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00 (+6.25%) Homeowner's exemption Senior Citizen's exemption	$190,510 (+20.68%) Land $17,700 Building $172,810	$544,320 (+20.69%) Land $50,570 Building $493,750
2024	$4,911.00 (-12.55%)	$157,860 (-) Land $12,640 Building $145,220
2023	$5,616.00 Homeowner's exemption	$157,860 Land $12,640 Building $145,220
2022			$451,020 Land $36,120 Building $414,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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