Monroe County property record for 835 Largo Rd, Key Largo, FL 33037
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 7,058 sqft · built 1974 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,200,000 (Sep 2021) |
| Tax Bill | $5,874 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00537960-000000 |
| Primary APN | 00537960-000000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,058 sqft Gross Area |
| 1st Floor Area | 6,672 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Material | Metal |
| Lot Area | 15,600 sqft (0.358 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 3,498 sqft |
| Porch | Slab |
| Porch Area | 282 sqft |
| Patio Area | 135 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1661481 |
|---|---|
| Street Address | 835 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3107 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | SC |
| Legal Description | BK 14 LTS 43, 44 & 45 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR625-49 OR625-51 OR625-52 OR631-369 OR816-2320 OR3126-0265 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 14 |
| Legal Lot Number | 44 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
835 Largo Rd is owned by a company that bought it in September 2021.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 13 BAY RD, KEY LARGO, FL 33037-2924 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CHRISTIAN FINANCIAL RESOURCES INC |
| Sep 16, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Feb 1, 1974 · Amount on File |
| Deed Document Number | 20212339959 |
| Deed Book / Page | 3126 / 265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 835 LARGO RD, KEY LARGO, FL 33037-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0030691143 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 3069/1143 |
| Instrument | 2299755 |
| Name | CHRISTIAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE MARY, FL 32746 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Feb 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 16, 2021 |
| Property Address | 835 LARGO RD, KEY LARGO, FL 33037-3107 |
| Document Number | 0031260265 |
| Book / Page | 3126 / 265 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2339959 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 835 LARGO RD, KEY LARGO, FL 33037-3107 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 BAY RD, KEY LARGO, FL 33037-2924 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 835 Largo Rd was $5,874, down 22.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,874.00 (-22.22%) | $730,284 Land $452,400 Building $277,884 | $730,284 Land $452,400 Building $277,884 |
| 2024 | $7,552.00 (+5.62%) | ||
| 2023 | $7,150.00 (+33.59%) Additional exemption filed | $1,074,896 (+53.68%) Land $452,400 Building $622,496 | $1,074,896 (+53.68%) Land $452,400 Building $622,496 |
| 2022 | $5,352.00 Homeowner's exemption | $699,417 Land $46,800 Building $652,617 | $699,417 Land $46,800 Building $652,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 835 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 835 Largo Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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