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823 Largo Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 823 Largo Rd, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 672 sqft · built 1970
Lot Size0.12 acres (5,224 sqft)
OwnerCompany Name on File
Tax Bill$2,418 (2024)
Deeds & MortgagesDec 2021 Transfer
Apr 2019 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN00537660-000000

Property Details

APN / Parcel Number

Primary APN00537660-000000
Alternative APNs
  • 31604000537660000000
  • 1661180

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypeBlock
Roof TypeFlat
Roof MaterialMetal
Lot Area5,224 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area162 sqft
Deck AreaDeck Area
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1661180
Street Address823 LARGO RD
CityKEY LARGO
StateFL
Zip33037-3107
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSC
Legal DescriptionBK 14 LT 14 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR569-735 OR537-1066 OR805-1085 OR1131-1332 OR1131-1393 OR1263-1891 OR1332-494 OR1332-495 OR1333-1870 OR2144-463 OR2144-465 OR2186-1793 OR2892-2103 OR2930-1046ORD OR2958-659 OR2958-661 OR2958-663 OR
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block14
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2019
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

823 Largo Rd, a mobile home, is owned by a company that acquired it in December 2021.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address13 BAY RD, KEY LARGO, FL 33037-2924
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2006
Deed SaleFeb 14, 2006
Prior SaleMay 1, 1990
Deed Document Number20061566187
Deed Book / Page2186 / 1793
Last Transfer DateDec 13, 2021
Transfer Doc0031430776
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 15, 2021
Property Address823 LARGO RD, KEY LARGO, FL 33037-3107
Document Number0031430776
Book / Page3143 / 776
Map ReferenceMB 4 PG 162
Instrument DateDec 13, 2021
Instrument2352943
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address13 BAY RD, 13, KEY LARGO, FL 33037-2924

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BAY RD, KEY LARGO, FL 33037-2924

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 10, 2019
Property Address823 LARGO RD, KEY LARGO, FL 33037-3107
Document Number0029580665
Book / Page002958 / 000665
Instrument DateApr 1, 2019
Instrument2214839
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$616.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 BAY RD KEY LARGO FL 330372924, KEY LARGO, FL 33037-2924

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 10, 2019
Property Address823 LARGO RD, KEY LARGO, FL 33037-3107
Document Number0029580659
Book / Page002958 / 000659
Instrument DateMar 27, 2019
Instrument2214836
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$308.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 BAY RD KEY LARGO FL 330372924, KEY LARGO, FL 33037-2924

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 10, 2019
Property Address823 LARGO RD, KEY LARGO, FL 33037-3107
Document Number0029580661
Book / Page002958 / 000661
Instrument DateMar 26, 2019
Instrument2214837
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$308.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 BAY RD KEY LARGO FL 330372924, KEY LARGO, FL 33037-2924

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 10, 2019
Property Address823 LARGO RD, KEY LARGO, FL 33037-3107
Document Number0029580663
Book / Page002958 / 000663
Instrument DateMar 26, 2019
Instrument2214838
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$308.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 BAY RD KEY LARGO FL 330372924, KEY LARGO, FL 33037-2924

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$241,898 Land $229,294 Building $12,604$241,898 Land $229,294 Building $12,604
2024$2,418.00 (+7.23%)
2023$2,255.00 (+16.9%)$249,570 (+28.73%) Land $245,763 Building $3,807$249,570 (+28.73%) Land $245,763 Building $3,807
2022$1,929.00$193,872 Land $190,023 Building $3,849$193,872 Land $190,023 Building $3,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Largo Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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