Monroe County property record for 813 Largo Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 684 sqft · built 1971 |
| Lot Size | 0.12 acres (5,224 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Sep 2008) |
| Tax Bill | $2,434 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00537710-000000 |
| Primary APN | 00537710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 684 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Flooring | Terrazzo |
| Interior Walls | Masonry |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 5,224 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 684 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1661236 |
|---|---|
| Street Address | 813 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3107 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SC |
| Legal Description | BK 14 LT 19 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR539-562 OR708-366 OR825-1788C OR915-47D/C OR915-48AFF OR915-49 OR1052-2044 OR1311-976CT OR1335-1446/47ORD OR1345-2508 OR1531-1840 OR2379-862/63 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 14 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
813 Largo Rd, a mobile home, is owned by an individual who bought it in September 2008.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1856, MOULTRIE, GA 31776-1856 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2008 · Amount on File |
| Deed Sale | Sep 11, 2008 · Amount on File |
| Prior Sale | Aug 11, 1998 · Amount on File |
| Deed Document Number | 20081710922 |
| Deed Book / Page | 2379 / 862 |
| Prior Transfer Date | Sep 4, 2008 |
| Prior Transfer Doc | 0023790862 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274,724 Land $229,294 Building $45,430 | $274,724 Land $229,294 Building $45,430 | |
| 2024 | $2,434.00 (+4.28%) | ||
| 2023 | $2,334.00 (+15.6%) | $289,259 (+32.91%) Land $245,763 Building $43,496 | $289,259 (+32.91%) Land $245,763 Building $43,496 |
| 2022 | $2,019.00 | $217,631 Land $190,023 Building $27,608 | $217,631 Land $190,023 Building $27,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 813 Largo Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures