834 Harding Rd, Franklin, KY 42134 Property Records

Simpson County property record for 834 Harding Rd, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,072 sqft · built 1963
Lot Size0.286 acres (12,500 sqft)
Owner2 Individual Names on Record
Last Sale$53,000 (Sep 1995)
Tax Bill$570 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN021-00-08-001.00

Property Details

APN / Parcel Number

Primary APN021-00-08-001.00
Alternative APN
  • 10160

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,072 sqft Living Area

Exterior

Year BuiltBuilt 1963
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,500 sqft (0.286 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeCarport
Garage Area228 sqft
CarportCarport
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address834 HARDING RD
CityFRANKLIN
StateKY
Zip42134-6916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description834 HARDING ROAD
Legal SubdivisionHARDING HILLS
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1017
Census Tract970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address834 HARDING RD, FRANKLIN, KY 42134-6916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1995 · Amount on Record
Deed SaleSep 1, 1995 · Amount on Record
Deed Document Number0000198118
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address834 HARDING RD, FRANKLIN, KY 42134-6916
Transaction TypeMortgage
Record UpdatedNov 9, 2022
Title CompanyFOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M525/735
DateOct 26, 2022
Book PageM525/735
Instrument1211450
Lender
NameLIBERTY FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570.00 (-5.79%)$65,000 (-)$65,000 (-)
2023$605.00 (+6.51%)$65,000 (-)$65,000 (-)
2022$568.00$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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