Simpson County property record for 604 Harding Rd, Franklin, KY 42134
| Property Type | General Industrial |
|---|---|
| Details | 6,500 sqft · built 1997 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Jun 2013) |
| Tax Bill | $3,071 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-00-08-009.00 |
| Primary APN | 021-00-08-009.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,500 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 80,586 sqft (1.85 acres) |
| Street Address | 604 HARDING RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-4901 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | 604 HARDING ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970402 |
604 Harding Rd, an industrial property, is owned by a company that bought it in June 2013.
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 830, FRANKLIN, KY 42135-0830 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BRANCH BANKING AND TRUST CO |
| Oct 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2013 · Amount on File |
| Deed Sale | Jun 25, 2013 · Amount on File |
| Deed Document Number | 1123426 |
| Deed Book / Page | 304 / 201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 604 HARDING RD, FRANKLIN, KY 42134-4901 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 224 RENFRO RAY RD, SMITHS GROVE, KY 42171-7275 |
| Document Number | 00M548/701 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | M548/701 |
| Instrument | 1223322 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Feb 16, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 604 HARDING RD, FRANKLIN, KY 42134-4901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M456/325 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | M456/325 |
| Instrument | 1190811 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Mar 20, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 604 HARDING RD, FRANKLIN, KY 42134-4901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 224 RENFRO RAY RD, SMITHS GROVE, KY 42171-7275 |
| Document Number | M482/292 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | M482/292 |
| Instrument | 1199215 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 125 Months |
| Due | Mar 17, 2031 |
The 2025 property tax bill for 604 Harding Rd was $3,071.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,071.00 | $350,000 | $350,000 |
| 2023 | $3,258.00 | $350,000 | $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Harding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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