709 Harding Rd, Franklin, KY 42134 Property Records

Simpson County property record for 709 Harding Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,960 sqft · built 1973
Lot Size	14 acres (609,840 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Sep 2021)
Tax Bill	$2,294 (2025)
Flood Zone	Zone X (minimal risk)
APN	`021-00-05-008.00`

Property Details

APN / Parcel Number

Primary APN	`021-00-05-008.00`
Alternative APN	`6301`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,960 sqft Living Area
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	609,840 sqft (14 acres)
Porch	Porch
Porch Area	32 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	709 HARDING RD
City	FRANKLIN
State	KY
Zip	42134-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	709 HARDING ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3029
Census Tract	970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9126 MIDDLETON CIR, FRANKLIN, KY 42134-5894
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	0000359373
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 (-5.75%)	$261,500 (-)	$261,500 (-)
2023	$2,434.00	$261,500	$261,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20