833 Kate St, Elgin, IL 60123 Property Records

Kane County property record for 833 Kate St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1951
Lot Size	0.215 acres (9,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Apr 2020)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-106-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-106-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Lot Area	9,372 sqft (0.215 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	833 KATE ST
City	ELGIN
State	IL
Zip	60123-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS 4TH ADDN LOT 6 BLOCK 3
Legal Subdivision	GROTE&WALDRONS 4TH ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5011
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	833 KATE ST, ELGIN, IL 60123-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	May 16, 2002 · Amount on Record
Deed Document Number	202021753
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 30, 2020
Property Address	833 KATE ST, ELGIN, IL 60123-7301
Document Number	0000021753
Instrument Date	Mar 27, 2020
Instrument	2020K021753
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	833 KATE ST, ELGIN, IL 60123-7301

Mortgage

Document Number	0000021754
Date	Apr 30, 2020
Instrument	2020K021754

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%
Change Frequency	Quarterly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,408.00 (+15.8%) Homeowner's exemption	$78,893 (+8.57%) Land $19,861 Building $59,032	$236,774 (+8.57%) Land $59,607 Building $177,167
2024		$72,665 (+21.39%) Land $18,293 Building $54,372	$218,082 (+21.44%) Land $54,901 Building $163,181
2022	$4,670.00 (+4.78%) Homeowner's exemption	$59,859 (+6.96%) Land $15,069 Building $44,790	$179,577 (+6.96%) Land $45,207 Building $134,370
2021	$4,457.00 Homeowner's exemption	$55,963 Land $14,088 Building $41,875	$167,889 Land $42,264 Building $125,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20