Kane County property record for 830 Kate St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,816 sqft · built 1925 |
| Lot Size | 0.209 acres (9,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Mar 2008) |
| Tax Bill | $7,131 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-105-013 |
| Primary APN | 06-23-105-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,796 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 9,108 sqft (0.209 acres) |
| Lot Dimensions | 132 ft deep x 69 ft wide |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 830 KATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 7 BLOCK 2 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-105-013
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 830 KATE ST, ELGIN, IL 60123-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Aug 09, 2018 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Feb 09, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2008 · Amount on Record |
| Deed Sale | Mar 20, 2008 · Amount on Record |
| Prior Sale | Oct 18, 2004 · Amount on Record |
| Deed Document Number | 200823683 |
| Prior Transfer Date | Nov 04, 1999 |
| Prior Transfer Doc | 0000112715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 830 KATE ST, ELGIN, IL 60123-7302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034399 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020K034399 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 830 KATE ST, ELGIN, IL 60123-7302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038667 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 2018K038667 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 08, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 830 KATE ST, ELGIN, IL 60123-7302 |
| Document Number | 0000011340 |
| Instrument Date | Feb 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 830 KATE ST ELGIN IL 601237302, ELGIN, IL 60123-7302 |
| Document Number | 0000011340 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 11340 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 02, 2032 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,131.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $93,467 (+21.39%) Land $17,499 Building $75,968 | $280,513 (+21.44%) Land $52,518 Building $227,995 | |
| 2022 | $6,156.00 (+4.57%) Homeowner's exemption | $76,995 (+6.96%) Land $14,415 Building $62,580 | $230,985 (+6.96%) Land $43,245 Building $187,740 |
| 2021 | $5,887.00 Homeowner's exemption | $71,985 Land $13,477 Building $58,508 | $215,955 Land $40,431 Building $175,524 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 637 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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