Kane County property record for 815 Kate St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1923 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (May 2018) |
| Tax Bill | $6,034 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-106-008 |
| Primary APN | 06-23-106-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,184 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 815 KATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADD - ELY 5 FT ON N LINE & ELY 3 FT ON S LINE LOT 4 & ALL OF DOC 609326 BOOK 1418/342 LOT 3 BLK 3 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADD |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-106-008
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| May 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Sep 06, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on Record |
| Deed Sale | May 11, 2018 · Amount on Record |
| Prior Sale | Sep 06, 2017 · Amount on Record |
| Deed Document Number | 201821855 |
| Last Transfer Date | Dec 01, 2021 |
| Transfer Doc | 0000093904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 20, 2021 |
| Property Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Document Number | 0000093904 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 2021K093904 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Document Number | 0000093905 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021K093905 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 11, 2018 |
| Property Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Document Number | 0000021855 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018K021855 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | ELGIN, IL 60123 |
| Name | Verified Name |
|---|---|
| Address | 500 LOCUST ST, ELGIN, IL 60123-6364 |
| Document Number | 0000021856 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018K021856 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 06, 2017 |
| Property Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Document Number | 0000046608 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 46608 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $161.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 DUNDEE AVE ELGIN IL 601203821, ELGIN, IL 60120-3821 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 26, 2017 |
| Property Address | 815 KATE ST, ELGIN, IL 60123-7301 |
| Document Number | 0000032708 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 32708 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1000 TECHNOLOGY DR MAIL STATIO O FALLON MO 63368, O FALLON, MO 63368 |
| Investor | Possibly a Property Investor |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,034.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $80,224 (+21.39%) Land $18,293 Building $61,931 | $240,768 (+21.44%) Land $54,901 Building $185,867 | |
| 2022 | $5,210.00 (+4.7%) Homeowner's exemption | $66,086 (+6.96%) Land $15,069 Building $51,017 | $198,258 (+6.96%) Land $45,207 Building $153,051 |
| 2021 | $4,976.00 Homeowner's exemption | $61,785 Land $14,088 Building $47,697 | $185,355 Land $42,264 Building $143,091 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 626 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures