8321 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8321 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 2019
Lot Size	0.104 acres (4,565 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Apr 2023)
Tax Bill	$1,189 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.254`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.254`
Alternative APN	`303828`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,565 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303828
Street Address	8321 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003254
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	D
Legal Lot Number	17
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3040
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8321 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME HM LNS
May 22, 2019	Warranty Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	20234621657
Deed Book / Page	5957 / 279
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 5, 2023
Property Address	8321 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0059570279
Book / Page	5957 / 279
Map Reference	MB 55 PG 169
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8321 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 CROSSLAND LOOP # 108, 108, MONTGOMERY, AL 36117-8484

Mortgage

Document Number	0059570281
Date	Apr 5, 2023
Instrument	5957-0281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 17, 2019
Property Address	8321 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0052980148
Book / Page	005298 / 000148
Instrument Date	Oct 16, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8321 RYAN RIDGE LOOP MONTGOMERY AL 361173873, MONTGOMERY, AL 36117-3873

Mortgage

Document Number	52980150
Date	Oct 17, 2019
Book Page	005298/000150

Lender

Name	PRIME HM LNS
Type	Funding / Finance Company
Address	DULUTH, GA 30097

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 22, 2019
Property Address	8321 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0052350353
Book / Page	005235 / 000353
Instrument Date	May 17, 2019
Transaction Type	Construction Loan
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$34.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Mortgage

Document Number	52350355
Date	May 22, 2019
Book Page	005235/000355

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	MONTGOMERY, AL 36104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,189.00 (-0.5%)
2025	$1,195.00 (-48.31%) Homeowner's exemption	$25,280 (+6.4%) Land $3,500 Building $21,780	$252,800 (+6.4%) Land $35,000 Building $217,800
2023	$2,312.00	$23,760 Land $3,500 Building $20,260	$237,600 Land $35,000 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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