8328 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8328 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,194 sqft · built 2015
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$8,000 (Sep 2018)
Tax Bill	$1,468 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.274`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.274`
Alternative APN	`303848`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Area	484 sqft
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303848
Street Address	8328 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003274
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	B
Legal Lot Number	5
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3041
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Sep 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Book / Page	5147 / 26
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 25, 2026
Property Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Document Number	0004836967
Book / Page	6518 / 562
Instrument Date	Jun 23, 2026
Instrument	20264836967
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0004836967,
Date	Aug 25, 2026
Book Page	6518/562
Instrument	20264836967

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Oct 1, 2052

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Investor	Possibly a Property Investor

Mortgage

Document Number	0058760544
Date	Sep 14, 2022
Book Page	5876/544

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Document Number	0051550477
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051550477
Date	Oct 2, 2018
Book Page	005155/000477

Lender

Name	HOUSING FIN AUTH
Address	MONTGOMERY, AL 36117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 7, 2018
Property Address	8328 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3872
Document Number	0051470026
Book / Page	005147 / 000026
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$8.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8328 RYAN RIDGE LOOP MONTGOMERY AL 361173872, MONTGOMERY, AL 36117-3872

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,468.00 (-0.54%)
2025	$1,476.00 (+11.65%) Homeowner's exemption	$31,080 (+11.4%) Land $3,800 Building $27,280	$310,800 (+11.4%) Land $38,000 Building $272,800
2023	$1,322.00 Homeowner's exemption	$27,900 Land $3,800 Building $24,100	$279,000 Land $38,000 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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