8309 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8309 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,566 sqft · built 2017
Lot Size	0.104 acres (4,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Aug 2022)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Aug 2022 Sale Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.251`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.251`
Alternative APN	`303825`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,565 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303825
Street Address	8309 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003251
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	D
Legal Lot Number	14
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3040
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 NW 10TH ST, DELRAY BEACH, FL 33445-2536
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Jan 22, 2018	Warranty Deed, Transfer FIRST NAT'L BK/PA
Dec 11, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG
Sep 25, 2017	Warranty Deed, Transfer FIRST CMNTY BK/CTRL AL
Sep 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20224587022
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 26, 2022
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0058680787
Book / Page	5868 / 787
Map Reference	MB 55 PG 169
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9279 BERRINGTON PL, MONTGOMERY, AL 36117-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1870 NW 10TH ST, DELRAY BEACH, FL 33445-2536

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0054000457
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8309 RYAN RIDGE LOOP MONTGOMERY AL 361173873, MONTGOMERY, AL 36117-3873

Mortgage

Document Number	0054000457
Date	Jun 23, 2020
Book Page	005400/000457

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 22, 2040

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 22, 2018
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0050590153
Book / Page	005059 / 000153
Instrument Date	Jan 18, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946

Mortgage

Document Number	50590155
Date	Jan 22, 2018
Book Page	005059/000155

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	CARY, NC 27513

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 11, 2017
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0050440933
Book / Page	005044 / 000933
Instrument Date	Dec 8, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8309 RYAN RIDGE LOOP MONTGOMERY AL 361173873, MONTGOMERY, AL 36117-3873

Mortgage

Document Number	50440935
Date	Dec 11, 2017
Book Page	005044/000935

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 25, 2017
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0050150717
Book / Page	005015 / 000717
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$33.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Mortgage

Document Number	50150719
Date	Sep 25, 2017
Book Page	005015/000719

Lender

Name	FIRST CMNTY BK/CTRL AL
Type	Bank
Address	PRATTVILLE, AL 36066

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 15, 2017
Property Address	8309 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0050140546
Book / Page	005014 / 000546
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (-0.25%)
2025	$2,383.00 (+11.15%)	$48,980 (+11.17%) Land $7,000 Building $41,980	$244,900 (+11.17%) Land $35,000 Building $209,900
2023	$2,144.00	$44,060 Land $7,000 Building $37,060	$220,300 Land $35,000 Building $185,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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