Lake County property record for 8321 Howard Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,048 sqft · built 1922 |
| Lot Size | 0.226 acres (9,856 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,816 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0126-0020 |
| Primary APN | 007-18-28-0126-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 1,088 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,856 sqft (0.226 acres) |
| Lot Dimensions | 112 ft deep x 88 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8321 HOWARD AVE |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD. L. 20 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 40401 |
8321 Howard Ave is owned and occupied by an individual who acquired it in January 2025.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8321 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK/OH |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2025 |
| Transfer Doc | 0000002498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8321 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000084197 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2017 084197 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 26, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8321 HOWARD AVE, MUNSTER, IN 46321-1838 |
| Document Number | 0000084228 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8321 HOWARD AVE MUNSTER IN 463211838, MUNSTER, IN 46321-1838 |
| Document Number | 0000084228 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 84228 |
| Name | PNC BK/OH |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 12, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,000 Land $52,700 Building $294,300 | $347,000 Land $52,700 Building $294,300 | |
| 2024 | $3,816.00 | ||
| 2023 | $291,000 (+6.05%) Land $53,900 Building $237,100 | $291,000 (+6.05%) Land $53,900 Building $237,100 | |
| 2022 | $3,621.00 Homeowner's exemption | $274,400 Land $53,900 Building $220,500 | $274,400 Land $53,900 Building $220,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8321 Howard Ave in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8321 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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