8308 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8308 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 1950
Lot Size	0.189 acres (8,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,806 (Jul 2025)
Tax Bill	$4,112 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0126-0001`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0126-0001`
Alternative APNs	`45-07-19-176-010.000-027` `182801260001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	2,070 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,235 sqft (0.189 acres)
Lot Dimensions	135 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8308 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADD. LOT 1 & E 1/2 VACATED 20 ALLEY ADJ.
Legal Subdivision	FAIRVIEW ADD
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4012
Census Tract	40401

Owner

Source: Lake County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8308 HOWARD AVE, MUNSTER, IN 46321-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	2025524998
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 1, 2026
Property Address	8308 HOWARD AVE, MUNSTER, IN 46321-1839
Document Number	0000512614
Instrument Date	Mar 26, 2026
Instrument	2026512614
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8308 HOWARD AVE, MUNSTER, IN 46321-1839

Mortgage

Document Number	0000512614,
Date	Apr 1, 2026
Instrument	2026512614

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,200 (+24.3%) Land $47,400 Building $339,800	$387,200 (+24.3%) Land $47,400 Building $339,800
2024	$4,112.00 (+6.31%)
2023		$311,500 (+6.35%) Land $46,900 Building $264,600	$311,500 (+6.35%) Land $46,900 Building $264,600
2022	$3,868.00 Homeowner's exemption	$292,900 Land $46,900 Building $246,000	$292,900 Land $46,900 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20