Lake County property record for 8304 Howard Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1957 |
| Lot Size | 0.19 acres (8,296 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,390 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0153-0022 |
| Primary APN | 007-18-28-0153-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Basement Area | 1,230 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,296 sqft (0.19 acres) |
| Lot Dimensions | 136 ft deep x 61 ft wide |
| Garage Type | Basement |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0153-0022 |
|---|---|
| Old Parcel Number | 182801530022 |
| Street Address | 8304 HOWARD AVE |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWRENCE MONALDI'S 6TH ADD. TO MUNSTER LOT 22 |
| Legal Subdivision | LAWRENCE MONALDIS ADD 06 |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40401 |
8304 Howard Ave is owned and occupied by an individual who acquired it in April 2016.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8304 HOWARD AVE, MUNSTER, IN 46321-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2016 |
| Deed Sale | Apr 20, 2016 |
| Deed Document Number | 2016 024100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 8304 HOWARD AVE, MUNSTER, IN 46321-1839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010362 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-510362 |
| Name | TECH CU |
|---|---|
| Type | Credit Union |
| Address | CROWN POINT, IN 46307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 10, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $278,400 Land $44,800 Building $233,600 | $278,400 Land $44,800 Building $233,600 | |
| 2024 | $3,390.00 | ||
| 2023 | $258,000 (+6.3%) Land $47,500 Building $210,500 | $258,000 (+6.3%) Land $47,500 Building $210,500 | |
| 2022 | $3,167.00 Homeowner's exemption | $242,700 Land $47,500 Building $195,200 | $242,700 Land $47,500 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8304 Howard Ave in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 129 (1982–2026) |
| Claims Outside the SFHA | 8 of 129 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8304 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures