814 State St, Osage, IA 50461 Property Records

Mitchell County property record for 814 State St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,796 sqft · built 1892
Lot Size0.17 acres (7,392 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Mar 2026)
Tax Bill$1,836 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN1025105003

Property Details

APN / Parcel Number

Primary APN1025105003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,796 sqft Living Area
1st Floor Area728 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,392 sqft (0.17 acres)
Lot Dimensions132 ft deep x 56 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area696 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address814 STATE ST
CityOSAGE
StateIA
Zip50461-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 56FT LOT 4 BLK 170
Legal SubdivisionOSAGE
Legal Block170
Legal Lot Number4
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1032
Census Tract560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address814 STATE ST, OSAGE, IA 50461-1455
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 4, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Deed Document Number2026425
Deed Book / Page2026 / 425
Prior Transfer DateSep 4, 2018
Prior Transfer Doc2018/1956
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateMar 17, 2026
Property Address814 STATE ST, OSAGE, IA 50461-1455
Document Number002026/425
Book / Page2026 / 425
Instrument DateFeb 27, 2026
Instrument2026 425
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address814 STATE ST, OSAGE, IA 50461-1455

Mortgage

Document Number0002026426
DateMar 17, 2026
Instrument2026 426
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL IA
Recording DateSep 4, 2018
Property Address814 STATE ST, OSAGE, IA 50461-1455
Document Number2018/1956
Book / Page2018 / 1956
Instrument DateSep 4, 2018
Instrument000000001956
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address814 STATE ST, OSAGE, IA 50461-1455

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,836.00 (+28.21%) Homeowner's exemption$115,930 (+5.28%) Land $9,800 Building $106,130$115,930 (+5.28%) Land $9,800 Building $106,130
2024$1,432.00 (-8.21%)
2023$110,120 (+20.38%) Land $9,800 Building $100,320$110,120 (+20.38%) Land $9,800 Building $100,320
2022$1,560.00 Homeowner's exemption$91,480 Land $9,800 Building $81,680
2021$91,480 Land $9,800 Building $81,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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