832 Spruce Ave, Sidney, OH 45365 Property Records

Shelby County property record for 832 Spruce Ave, Sidney, OH 45365

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,624 sqft · built 1919
Lot Size0.18 acres (7,849 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2026)
Tax Bill$1,566 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-1836376.004

Property Details

APN / Parcel Number

Primary APN01-1836376.004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area896 sqft
Upper Floors Area728 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeFrame
Roof MaterialShingle
Lot Area7,849 sqft (0.18 acres)
Lot Dimensions167 ft deep x 47 ft wide
Garage TypeDetached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address832 SPRUCE AVE
CitySIDNEY
StateOH
Zip45365-3372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2514 WHOLE EHRHARDTS SUB OF OL112 111 & N PT 110 CITY OF SIDNEY 020-18-36-376-004
Legal SubdivisionEHRHARTS SUBDIVISION
Legal Lot Number2514
JurisdictionSHELBY OH
Township / Civil DivisionCLINTON
Census Block Group3
Census Block3024
Census Tract971900

Owner

Source: Shelby County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address832 SPRUCE AVE, SIDNEY, OH 45365-3372
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · FHA Mortgage
GATEWAY MORTGAGE CORPORATION
Jun 21, 2022Warranty Deed, Transfer · FHA Mortgage
WESTERN OHIO MORTGAGE CORP
Feb 6, 2020Executor's Deed, Transfer · Line of Credit
WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number20264701
Deed Book / Page2334 / 432
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateSep 4, 2026
Property Address832 SPRUCE AVE, SIDNEY, OH 45365-3372
Document Number0000004701
Book / Page2334 / 432
Instrument DateAug 28, 2026
Instrument20264701
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$80,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 SPRUCE AVE, SIDNEY, OH 45365-3372

Mortgage

Document Number0000004702,
DateSep 4, 2026
Instrument20264702
Lender
NameGATEWAY MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2051
Interest
Max Rate-1%

Mortgage

Document Number0000004703,
DateSep 4, 2026
Book Page2334/456
Instrument20264703
Lender
NameGATEWAY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2036
Interest
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateJun 21, 2022
Property Address832 SPRUCE AVE, SIDNEY, OH 45365-3372
Document Number02309/4611
Book / Page2309 / 4611
Instrument DateJun 15, 2022
Instrument202203483
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address832 SPRUCE AVE, SIDNEY, OH 45365-3372

Mortgage

Document Number0202203484
DateJun 21, 2022
Instrument202203484
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

February 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSHELBY OH
Recording DateFeb 6, 2020
Property Address832 SPRUCE AVE, SIDNEY, OH 45365-3372
Document Number002206/679
Book / Page2206 / 679
Instrument DateFeb 3, 2020
Instrument202000000716
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 SPRUCE AVE, SIDNEY, OH 45365-3372

Mortgage

Document Number202000000717
DateFeb 6, 2020
Instrument202000000717
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00 (-6.06%)$48,360 (-) Land $6,810 Building $41,550
2024$1,667.00 (-2.23%) Homeowner's exemption$48,360 (-) Land $6,810 Building $41,550
2023$1,705.00 (+18.57%) Homeowner's exemption$48,360 (+34.11%) Land $6,810 Building $41,550$138,180 (+34.13%) Land $19,460 Building $118,720
2022$1,438.00 Homeowner's exemption$36,060 Land $4,920 Building $31,140
2020$103,020 Land $14,050 Building $88,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIDNEY CITY PWS
serves 20,614 people · EPA ID OH7501214
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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