832 Sandstone Rdg, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 832 Sandstone Rdg, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3,141 sqft · built 2007
Lot Size	0.305 acres (13,329 sqft)
Owner	2 Owner Names on File
Last Sale	$353,340 (Jul 2007)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-37-263.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-37-263.00`

Interior

Stories	2 Stories
Building Area	3,141 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.305 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999937263.00
Street Address	832 SANDSTONE RDG
City	COLD SPRING
State	KY
Zip	41076-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 10 LOT 212 .3057 ACRE
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	10
Legal Lot Number	212 3057
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2016
Census Tract	53301

Owner

The current owner of 832 Sandstone Rdg bought it in July 2007.

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	832 SANDSTONE RDG, COLD SPRING, KY 41076-7119
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2007 · Amount on File
Deed Sale	Jul 24, 2007 · Amount on File
Prior Sale	Apr 2, 2007 · Amount on File
Deed Document Number	07 07 24 019 00026
Deed Book / Page	0708 / 083
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	832 SANDSTONE RDG, COLD SPRING, KY 41076-7119
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005134362
Date	Jun 21, 2021
Book Page	M2292/607
Instrument	5134362

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 832 Sandstone Rdg was $5,140.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00	$424,100 Land $75,000 Building $349,100	$424,100 Land $75,000 Building $349,100
2023	$5,089.00 (+11.75%)	$424,100 (+16.39%) Land $75,000 Building $349,100	$424,100 (+16.39%) Land $75,000 Building $349,100
2022	$4,554.00	$364,382 Land $44,000 Building $320,382	$364,382 Land $44,000 Building $320,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 832 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20