828 Sandstone Rdg, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 828 Sandstone Rdg, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,024 sqft · built 2006
Lot Size	0.292 acres (12,763 sqft)
Owner	Individual Name on File
Last Sale	$333,762 (Dec 2006)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-37-262.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-37-262.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,024 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.292 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	9999937262.00
Street Address	828 SANDSTONE RDG
City	COLD SPRING
State	KY
Zip	41076-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 10 LOT 211 .2926 ACRE
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	10
Legal Lot Number	211 2926
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2016
Census Tract	53301

Owner

828 Sandstone Rdg is owned and occupied by an individual who bought it in December 2006.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	828 SANDSTONE RDG, COLD SPRING, KY 41076-7119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2006 · Amount on File
Deed Sale	Dec 11, 2006 · Amount on File
Prior Sale	Aug 7, 2006 · Amount on File
Deed Document Number	06 12 11 019 00150
Deed Book / Page	0702 / 674
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	828 SANDSTONE RDG, COLD SPRING, KY 41076-7119
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005150186
Date	Mar 16, 2022
Book Page	M2335/589
Instrument	5150186

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 828 Sandstone Rdg was $4,940.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00	$407,600 Land $75,000 Building $332,600	$407,600 Land $75,000 Building $332,600
2023	$4,891.00 (+12.98%)	$407,600 (+17.67%) Land $75,000 Building $332,600	$407,600 (+17.67%) Land $75,000 Building $332,600
2022	$4,329.00	$346,400 Land $44,000 Building $302,400	$346,400 Land $44,000 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20