829 Sandstone Rdg, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 829 Sandstone Rdg, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3,390 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$319,198 (Dec 2006)
Tax Bill	$4,828 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-37-259.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-37-259.00`

Interior

Stories	2 Stories
Building Area	3,390 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	829 SANDSTONE RDG
City	COLD SPRING
State	KY
Zip	41076-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 10 LOT 158 .2299 ACRE
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	10
Legal Lot Number	158
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

829 Sandstone Rdg is owned and occupied by two individuals who acquired it in June 2012.

Source: Campbell County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	829 SANDSTONE RDG, NEWPORT, KY 41076-7120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L
Jan 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2006 · Amount on File
Deed Sale	Dec 1, 2006 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	200612 01 019 00033
Deed Book / Page	702 / 459
Last Transfer Date	Jun 8, 2012
Transfer Doc	0001900174
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	829 SANDSTONE RDG, COLD SPRING, KY 41076-7120
Document Number	0005111537
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	829 SANDSTONE RDG NEWPORT KY 410767120, NEWPORT, KY 41076-7120

Mortgage

Document Number	0005111537
Date	Jun 15, 2020
Book Page	002227/000236
Instrument	5111537

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Jan 19, 2018
Property Address	829 SANDSTONE RDG, COLD SPRING, KY 41076-7120
Document Number	0005068430
Book / Page	D791 / 581
Map Reference	CAB E SL 421A&421B
Instrument Date	Jan 5, 2018
Instrument	5068430
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 SANDSTONE RDG, 829, NEWPORT, KY 41076-7120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	829 SANDSTONE RDG, NEWPORT, KY 41076-7120

Mortgage

Document Number	0005068431
Date	Jan 19, 2018
Instrument	5068431

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 829 Sandstone Rdg was $4,828.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,828.00	$398,400 Land $65,000 Building $333,400	$398,400 Land $65,000 Building $333,400
2023	$4,780.00 (+19.83%)	$398,400 (+24.81%) Land $65,000 Building $333,400	$398,400 (+24.81%) Land $65,000 Building $333,400
2022	$3,989.00	$319,198 Land $45,000 Building $274,198	$319,198 Land $45,000 Building $274,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 829 Sandstone Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 829 Sandstone Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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