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824 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 824 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,657 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2005)
Tax Bill$3,194.00 (2025)

Property Details

APN / Parcel Number

Primary APN103201-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area1,657 sqft Living Area
Gross Area2,072 sqft Gross Area
1st Floor1,657 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area415 sqft Garage

Exterior Amenities

Pool Area220 sqft Pool
Deck AreaDeck Area
Patio Area456 sqft Patio
Porch Area178 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address824 OAK ARBOR CIR
CitySAINT AUGUSTINE
StateFL
Zip32084-8507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description50/42-48 HERITAGE PARK PHASE 1A LOT 7 OR2540/1025 & 2696/368(TR/D) & 4243/58(L/E)
Legal Range29E
Legal Township07S
Legal Section57
Legal SubdivisionHERITAGE PARK PHASE 1A
Legal Phase1A
Legal TractD
Legal Block1
Legal Lot Number7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1004
Census Tract20903

Owner

Source: St. Johns County records · APN 103201-0070

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 15, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Sep 28, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Aug 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2005 · Amount on Record
Deed SaleSep 21, 2005 · Amount on Record
Prior SaleJul 06, 2005 · Amount on Record
Deed Doc Number200577907
Deed Book / Page2540 / 1025
Last Transfer DateAug 16, 2016
Transfer Doc0042430058
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507

Mortgage

Document Number0063310745
DateMar 26, 2026
Book Page6331/745
Instrument2026025769
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number0048700027
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address824 OAK ARBOR CIR ST AUGUSTINE FL 320848507, ST AUGUSTINE, FL 32084-8507

Mortgage

Document Number0048700027
DateJan 23, 2020
Book Page004870/000027
Instrument5186
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number0046220958
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address824 OAK ARBOR CIR ST AUGUSTINE FL 320848507, ST AUGUSTINE, FL 32084-8507

Mortgage

Document Number0046220958
DateOct 04, 2018
Book Page004622/000958
Instrument72186
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address824 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number0044231108
Book / Page004423 / 001108
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address824 OAK ARBOR CIR ST AUGUSTINE FL 320848507, ST AUGUSTINE, FL 32084-8507

Mortgage

Document Number0044231108
DateAug 18, 2017
Book Page004423/001108
Instrument57564
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 17, 2037

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$178,310 (+2.7%)$341,416 (+0.78%) Land $85,000 Building $256,416
2025$3,194.00 (+12.39%) Homeowner's exemption Widower's exemption$173,622 (+5.99%)$338,758 (+4.82%) Land $80,000 Building $258,758
2024$2,842.00 (+4.52%)
2023$2,719.00 (+0.3%) Homeowner's exemption Widower's exemption$163,815 (+3%)$323,180 (+3.59%) Land $90,000 Building $233,180
2022$2,711.00 Homeowner's exemption Widower's exemption$159,044$311,980 Land $80,640 Building $231,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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