832 Foxglove Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 832 Foxglove Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Jul 2025)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-117-048-000`

Property Details

APN / Parcel Number

Primary APN	`08-20-117-048-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Unfinished Basement	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Area	500 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	832 FOXGLOVE DR
City	WATERLOO
State	IL
Zip	62298-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 48 QUAIL RIDGE PHASE 1
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	48
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4028
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage BROKERS SOLUTIONS INC
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Sep 11, 2019	Warranty Deed, Transfer · VA Mortgage BROKERS SOLUTIONS INC
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	2025438420
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421506
Date	Dec 15, 2021
Instrument	421506

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 14, 2025
Property Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176
Document Number	0000438420
Map Reference	DOC 297311
Instrument Date	Jul 11, 2025
Instrument	438420
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176

Mortgage

Document Number	0000438421
Date	Jul 14, 2025
Instrument	438421

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.95%
Index	5-Year CMT
Margin	2
Max Rate	11.9%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 11, 2019
Property Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176
Document Number	0000403490
Instrument Date	Sep 11, 2019
Instrument	403490
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176

Mortgage

Document Number	0000403491
Date	Sep 11, 2019
Instrument	403491

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	832 FOXGLOVE DR, WATERLOO, IL 62298-3176
Document Number	0000403491
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 FOXGLOVE DR WATERLOO IL 622983176, WATERLOO, IL 62298-3176

Mortgage

Document Number	0000403491
Date	Sep 11, 2019
Instrument	403491

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,411.00 (+5.74%) Homeowner's exemption	$110,820 (+25.75%) Land $16,520 Building $94,300	$332,460 (+25.75%) Land $49,560 Building $282,900
2024	$6,063.00
2022	Additional exemption filed	$88,130 Land $15,230 Building $72,900	$264,390 Land $45,690 Building $218,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisper ISP.

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