823 Foxglove Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 823 Foxglove Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,300 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2024)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Jun 2023 Sale & Construction Loan Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-17-381-059-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-381-059-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	823 FOXGLOVE DR
City	WATERLOO
State	IL
Zip	62298-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 59 QUAIL RIDGE PHASE III
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	59
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4032
Census Tract	600401

Owner

823 Foxglove Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 FOXGLOVE DR, WATERLOO, IL 62298-3181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN MORTGAGE CORP
Aug 18, 2021	Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	2024435187
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 30, 2023
Property Address	823 FOXGLOVE DR, WATERLOO, IL 62298-3181
Document Number	0000429665
Map Reference	DOC 308089
Instrument Date	Jun 30, 2023
Instrument	429665
Transaction Type	Construction Loan
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 N MAIN STG, COLUMBIA, IL 62236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 FOXGLOVE DR, WATERLOO, IL 62298-3181

Mortgage

Document Number	0000429666
Date	Jun 30, 2023
Instrument	429666

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.44%

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 18, 2021
Property Address	823 FOXGLOVE DR, WATERLOO, IL 62298-3181
Document Number	0000419127
Instrument Date	Aug 16, 2021
Instrument	419127
Transaction Type	Construction Loan
Record Updated	Sep 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 FOXGLOVE DR, WATERLOO, IL 62298-3181

Mortgage

Document Number	0000419128
Date	Aug 18, 2021
Instrument	419128

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 823 Foxglove Dr was $5,375, up 15.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,375.00 (+15.87%) Homeowner's exemption	$93,840 Land $16,390 Building $77,450	$281,520 Land $49,170 Building $232,350
2024	$4,639.00
2022	Additional exemption filed	$75,630 (+6.36%) Land $15,140 Building $60,490	$226,890 (+6.36%) Land $45,420 Building $181,470
2021	Additional exemption filed	$71,110 Land $11,760 Building $59,350	$213,330 Land $35,280 Building $178,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Foxglove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 823 Foxglove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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