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827 Foxglove Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 827 Foxglove Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 912 sqft · built 2011
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$301,100 (May 2023)
Tax Bill$5,821 (2025)
Deeds & MortgagesMay 2023 Sale & Construction Loan
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-17-381-058-000

Property Details

APN / Parcel Number

Primary APN08-17-381-058-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area912 sqft Building Perimeter
1st Floor Area912 sqft
Basement Area912 sqft
Unfinished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area576 sqft

Exterior Amenities

PorchSlab
Porch Area102 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address827 FOXGLOVE DR
CityWATERLOO
StateIL
Zip62298-3181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 58 QUAIL RIDGE PHASE III
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionQUAIL RIDGE
Legal Lot Number58
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group4
Census Block4032
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address827 FOXGLOVE DR, WATERLOO, IL 62298-3181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Warranty Deed, Construction Loan · Construction Mortgage
LOANDEPOT COM LLC
Feb 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Deed Document Number2023428927
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMay 8, 2023
Property Address827 FOXGLOVE DR, WATERLOO, IL 62298-3181
Document Number0000428927
Map ReferenceDOC 308089
Instrument DateMay 5, 2023
Instrument428927
Transaction TypeConstruction Loan
Record UpdatedMay 31, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$452.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 DRUSCILLA LN, WATERLOO, IL 62298-5555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address827 FOXGLOVE DR, WATERLOO, IL 62298-3181

Mortgage

Document Number0000428928
DateMay 8, 2023
Instrument428928
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate6.99%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address827 FOXGLOVE DR, WATERLOO, IL 62298-3181
Document Number0000406545
Instrument DateFeb 17, 2020
Transaction TypeMortgage
Record UpdatedApr 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address827 FOXGLOVE DR WATERLOO IL 622983181, WATERLOO, IL 62298-3181

Mortgage

Document Number0000406545
DateMar 5, 2020
Instrument406545
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 4, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,821.00 (+2.55%) Homeowner's exemption$101,150 (+32.71%) Land $16,390 Building $84,760$303,450 (+32.71%) Land $49,170 Building $254,280
2024$5,676.00
2022Additional exemption filed$76,220 Land $15,140 Building $61,080$228,660 Land $45,420 Building $183,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL		1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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