832 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 832 E Main St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,021 sqft · built 1962
Lot Size	0.334 acres (14,580 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Sep 2014)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29522`

Property Details

APN / Parcel Number

Primary APN	`29522`
Alternative APN	`1297493`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,021 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	14,580 sqft (0.334 acres)
Lot Dimensions	162 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	241 sqft
Carport	Carport
Carport Area	241 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	240 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1297493
Street Address	832 E MAIN ST
City	SHELBY
State	NC
Zip	28150-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT 3 BLK C EASTWAY HGHTS REV PB8-78
Legal Subdivision	EASTWAY HGHTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1031
Census Tract	950702

Owner

Source: Cleveland County records · APN 29522

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 E MAIN ST, SHELBY, NC 28150-6159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	20148064
Deed Book / Page	1684 / 2188
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	832 E MAIN ST, SHELBY, NC 28150-6159
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 E MAIN ST, SHELBY, NC 28150-6159

Mortgage

Document Number	0019561264
Date	Sep 23, 2025
Book Page	1956/1264
Instrument	200119008

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	331 S LAFAYETTE ST, SHELBY, NC 28150

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,428 (-) Land $17,172 Building $167,256	$184,428 (-) Land $17,172 Building $167,256
2025	$1,387.00 Disabled Person's exemption	$184,428 (+57.77%) Land $17,172 Building $167,256	$184,428 (+57.77%) Land $17,172 Building $167,256
2023		$116,897 Land $14,310 Building $102,587	$116,897 Land $14,310 Building $102,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 124 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF SHELBY serves 23,600 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.