824 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 824 E Main St, Shelby, NC 28150

Property Summary

Property TypeSingle Family Home
Details1,392 sqft · built 1962
Lot Size0.323 acres (14,105 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Aug 2019)
Tax Bill$1,718 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29526

Property Details

APN / Parcel Number

Primary APN29526
Alternative APN
  • 1325483

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,392 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Lot Area14,105 sqft (0.323 acres)
Lot Dimensions155 ft deep x 91 ft wide
Garage TypeCarport
Garage Area286 sqft
CarportCarport
Carport Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area66 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1325483
Street Address824 E MAIN ST
CitySHELBY
StateNC
Zip28150-6159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionE MAIN ST #7 EASTWAY HEIGHT PB 8-78
Legal SubdivisionEASTWAY HEIGHTS
Legal Block1
Legal Lot Number7
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1031
Census Tract950702

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address824 E MAIN ST, SHELBY, NC 28150-6159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Deed Document Number2019200029296
Deed Book / Page1796 / 1858
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateAug 12, 2019
Property Address824 E MAIN ST, SHELBY, NC 28150-6159
Document Number0017961858
Book / Page001796 / 001858
Instrument DateAug 9, 2019
Instrument29296
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$178.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 E MAIN ST SHELBY NC 281506159, SHELBY, NC 28150-6159

Mortgage

Document Number17961861
DateAug 12, 2019
Book Page001796/001861
Instrument29297
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,106 (-3.83%) Land $16,871 Building $149,235$166,106 (-3.83%) Land $16,871 Building $149,235
2025$1,718.00$172,721 (+69.63%) Land $16,871 Building $155,850$172,721 (+69.63%) Land $16,871 Building $155,850
2023$101,820 Land $14,059 Building $87,761$101,820 Land $14,059 Building $87,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number