825 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 825 E Main St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,465 sqft · built 1962
Lot Size	0.535 acres (23,320 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2012)
Tax Bill	$2,584 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29672`

Property Details

APN / Parcel Number

Primary APN	`29672`
Alternative APN	`1284800`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,465 sqft Finished Area
Basement Area	3,045 sqft
Finished Basement	1,305 sqft
Unfinished Basement	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	23,320 sqft (0.535 acres)
Lot Dimensions	220 ft deep x 106 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1284800
Street Address	825 E MAIN ST
City	SHELBY
State	NC
Zip	28150-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#8 & PT #9 BLK F EASTWAY PB8-60
Legal Subdivision	EASTWAY HEIGHTS
Legal Block	3
Legal Lot Number	21
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 E MAIN ST, SHELBY, NC 28150-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on Record
Deed Sale	Sep 28, 2012 · Amount on Record
Prior Sale	May 13, 2011 · Amount on Record
Deed Book / Page	1642 / 2259
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0016090444
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	825 E MAIN ST, SHELBY, NC 28150-6117
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E MAIN ST, SHELBY, NC 28150-6117

Mortgage

Document Number	0018770982
Date	Jul 7, 2022
Book Page	1877/982
Instrument	200075385

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,584.00 (+1.49%)	$255,963 (-) Land $19,232 Building $236,731	$255,963 (-) Land $19,232 Building $236,731
2025	$2,546.00	$255,963 (+53.36%) Land $19,232 Building $236,731	$255,963 (+53.36%) Land $19,232 Building $236,731
2023		$166,902 Land $16,027 Building $150,875	$166,902 Land $16,027 Building $150,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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