8311 Circle Dr, Lusby, MD 20657 Property Records

Calvert County property record for 8311 Circle Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 826 sqft · built 1990
Lot Size	0.161 acres (7,010 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2021)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-054821`

Property Details

APN / Parcel Number

Primary APN	`01-054821`
Alternative APNs	`1054821` `054821`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	826 sqft Total Area
Basement Area	680 sqft
Finished Basement	680 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,010 sqft (0.161 acres)
Porch	Slab
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054821
Street Address	8311 CIRCLE DR
City	LUSBY
State	MD
Zip	20657-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK 31 PLAT 9 WHITE SANDS
Legal Subdivision	WHITE SANDS
Legal Block	31
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1008
Census Tract	860902

Owner

8311 Circle Dr is owned and occupied by an individual who bought it in September 2021.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8311 CIRCLE DR, LUSBY, MD 20657-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Sep 22, 2021	Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 6, 2017	Grant Deed, Transfer FIRST MARINER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Book / Page	6088 / 127
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8311 CIRCLE DR, LUSBY, MD 20657-2089
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8311 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	0057020410
Date	Sep 21, 2020
Book Page	5702/410

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 22, 2021
Property Address	8311 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	0060880127
Book / Page	6088 / 127
Map Reference	MB JLB1 FO 6
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8311 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	6088135
Date	Sep 22, 2021
Instrument	6088/135

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 6, 2017
Property Address	8311 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	0049710043
Book / Page	004971 / 000043
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LEGENDS TITLE GROUP LLC, LEGENDS TITLE GRP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8311 CIRCLE DR LUSBY MD 206572089, LUSBY, MD 20657-2089

Mortgage

Document Number	49710049
Date	Apr 6, 2017
Book Page	004971/000049

Lender

Name	FIRST MARINER BK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8311 Circle Dr was $2,889.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,500 Land $72,200 Building $202,300	$274,500 Land $72,200 Building $202,300
2025	$2,889.00
2023	$2,000.00	$192,500 Land $72,200 Building $120,300	$192,500 Land $72,200 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8311 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8311 Circle Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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