8305 Circle Dr, Lusby, MD 20657 Property Records

Calvert County property record for 8305 Circle Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,404 sqft · built 1990
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Aug 2026)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-054406`

Property Details

APN / Parcel Number

Primary APN	`01-054406`
Alternative APNs	`1054406` `054406`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,404 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054406
Street Address	8305 CIRCLE DR
City	LUSBY
State	MD
Zip	20657-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 3 BLK 31 PLAT 9 WHITE SANDS
Legal Subdivision	PLAT NINE WHITE SANDS
Legal Block	31
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1008
Census Tract	860902

Owner

8305 Circle Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Calvert County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8305 CIRCLE DR, LUSBY, MD 20657-2089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORPORATION
Jun 22, 2021	Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Document Number	2026
Deed Book / Page	6948 / 413
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 13, 2026
Property Address	8305 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	6948000413
Book / Page	6948 / 413
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343,299.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	6948000420,
Date	Aug 13, 2026
Book Page	6948/420

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	6948000443,
Date	Aug 13, 2026
Book Page	6948/443

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 22, 2021
Property Address	8305 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	0060000115
Book / Page	6000 / 115
Map Reference	MB JLB 1 PL 6
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8305 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	6000124
Date	Jun 22, 2021
Instrument	6000/124

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8305 Circle Dr was $2,862.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,300 (+6%) Land $71,800 Building $187,500	$259,300 (-) Land $71,800 Building $187,500
2025	$2,862.00	$244,633	$259,300 Land $71,800 Building $187,500
2023	$2,236.00	$215,300 Land $71,800 Building $143,500	$215,300 Land $71,800 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8305 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8305 Circle Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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