8303 Circle Dr, Lusby, MD 20657 Property Records

Calvert County property record for 8303 Circle Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 820 sqft · built 1990
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Mar 2024)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-057987`

Property Details

APN / Parcel Number

Primary APN	`01-057987`
Alternative APNs	`1057987` `057987`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	820 sqft Total Area
Basement Area	652 sqft
Finished Basement	652 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	057987
Street Address	8303 CIRCLE DR
City	LUSBY
State	MD
Zip	20657-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 2 BLK 31 PLAT 9 WHITE SANDS
Legal Subdivision	WHITE SANDS
Legal Block	31
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1008
Census Tract	860902

Owner

Source: Calvert County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8303 CIRCLE DR, LUSBY, MD 20657-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 15, 2024	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Oct 9, 2013 · Amount on Record
Deed Book / Page	6545 / 408
Transfer Doc	0000002182
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 15, 2024
Property Address	8303 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	0065450408
Book / Page	6545 / 408
Map Reference	MB JLB 1 PG 6
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8303 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	0006545415
Date	Mar 15, 2024
Instrument	6545/415

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 15, 2024
Property Address	8303 CIRCLE DR, LUSBY, MD 20657-2089
Document Number	0065450408
Book / Page	6545 / 408
Map Reference	MB JLB 1 PG 6
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8303 CIRCLE DR, LUSBY, MD 20657-2089

Mortgage

Document Number	0006545415
Date	Mar 15, 2024
Instrument	6545/415

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8303 CIRCLE DR, LUSBY, MD 20657-2089
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054030320
Date	Jul 31, 2019
Book Page	5403/320

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (+22.21%) Land $71,800 Building $158,200	$230,000 (+22.21%) Land $71,800 Building $158,200
2025	$2,553.00 (+30.59%)
2023	$1,955.00	$188,200 Land $71,800 Building $116,400	$188,200 Land $71,800 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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