Cleveland County property record for 831 Willow Ln, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1958 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Apr 1995) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29WILWB 1 13001 |
| Primary APN | NC29WILWB 1 13001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Safe Room | Safe Room |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 330 sqft |
| Patio Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 50087 |
|---|---|
| Old Parcel Number | 50087 |
| Street Address | 831 WILLOW LN |
| City | NORMAN |
| State | OK |
| Zip | 73072-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WILLOW BROOK LOT 13 BLK 1 |
| Legal Range | 02W |
| Legal Township | 08N |
| Legal Section | 06 |
| Legal Quarter | SW |
| Legal Subdivision | WILLOWBROOK |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201102 |
831 Willow Ln is owned and occupied by two individuals who bought it in April 1995.
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 831 WILLOW LN, NORMAN, OK 73072-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit TINKER FCU |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit TINKER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 1995 · Amount on File |
| Deed Sale | Apr 4, 1995 · Amount on File |
| Deed Document Number | 0002627794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 831 WILLOW LN, NORMAN, OK 73072-7002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | R202124835 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 6260/243 |
| Instrument | R 2021 24835 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 831 WILLOW LN, NORMAN, OK 73072-7002 |
| Document Number | 0000016520 |
| Book / Page | 005680 / 000661 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 831 WILLOW LN NORMAN OK 730727002, NORMAN, OK 73072-7002 |
| Document Number | 0000016520 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 005680/000661 |
| Instrument | 16520 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | TINKER AFB, OK 73145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | May 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 831 Willow Ln was $2,778 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 Homeowner's exemption | $24,162 Land $5,817 Building $18,345 | $356,976 Land $85,950 Building $271,026 |
| 2023 | $2,615.00 Homeowner's exemption | $22,775 Land $7,041 Building $15,734 | $289,588 Land $89,532 Building $200,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 831 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 831 Willow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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