Cleveland County property record for 823 Willow Ln, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,894 sqft · built 1958 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2020) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29WILWB 1 14001 |
| Primary APN | NC29WILWB 1 14001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 388 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 50088 |
|---|---|
| Old Parcel Number | 50088 |
| Street Address | 823 WILLOW LN |
| City | NORMAN |
| State | OK |
| Zip | 73072-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WILLOW BROOK LOT 14 BLK 1 |
| Legal Range | 02W |
| Legal Township | 08N |
| Legal Section | 06 |
| Legal Quarter | SW |
| Legal Subdivision | WILLOWBROOK |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201102 |
823 Willow Ln is owned and occupied by two individuals who bought it in May 2020.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 823 WILLOW LN, NORMAN, OK 73072-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Mar 20, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage REPUBLIC BK&TR/IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on File |
| Deed Sale | May 29, 2020 · Amount on File |
| Prior Sale | Mar 20, 2018 |
| Deed Document Number | R 2020 16524 |
| Deed Book / Page | 6062 / 579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 29, 2020 |
| Property Address | 823 WILLOW LN, NORMAN, OK 73072-7002 |
| Document Number | 0000016524 |
| Book / Page | 006062 / 000579 |
| Instrument Date | May 26, 2020 |
| Instrument | 16524 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | NATIONS TITLE/OKC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 823 WILLOW LN NORMAN OK 730727002, NORMAN, OK 73072-7002 |
| Document Number | 16525 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 006062/000581 |
| Instrument | 16525 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 20, 2018 |
| Property Address | 823 WILLOW LN, NORMAN, OK 73072-7002 |
| Document Number | 0000007972 |
| Book / Page | 005779 / 001482 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 7972 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 823 WILLOW LN NORMAN OK 730727002, NORMAN, OK 73072-7002 |
| Document Number | 7973 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 005779/001484 |
| Instrument | 7973 |
| Name | REPUBLIC BK&TR/IN |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73070-5369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 19, 2038 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $26,404 Land $6,509 Building $19,895 | $348,624 Land $85,950 Building $262,674 |
| 2023 | Homeowner's exemption | $24,888 Land $8,360 Building $16,528 | $266,528 Land $89,532 Building $176,996 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 823 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 823 Willow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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