815 Waterloo Cir, Aurora, CO 80018 Property Records

Arapahoe County property record for 815 Waterloo Cir, Aurora, CO 80018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,324 sqft · built 2019
Owner	2 Individuals on Record
Last Sale	$385,000 (Dec 2019)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1977-04-4-06-004`

Property Details

APN / Parcel Number

Primary APN	`1977-04-4-06-004`
Alternative APNs	`035312372` `35312372` `312372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	2,915 sqft
1st Floor Area	1,010 sqft
2nd Floor Area	1,314 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	540 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035312372
Street Address	815 WATERLOO CIR
City	AURORA
State	CO
Zip	80018-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNEP
Legal Description	TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 006 LOT 004 LOT 4 BLK 6 SKY RANCH SUB FLG NO 1
Legal Subdivision	SKY RANCH SUBDIVISION FLG NO 1
Legal Block	1
Legal Lot Number	4
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1017
Census Tract	7111

Owner

Source: Arapahoe County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	815 WATERLOO CIR, AURORA, CO 80018-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Dec 5, 2019	Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	2019133140
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	815 WATERLOO CIR, AURORA, CO 80018-1834
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3338 COLUMBIA CT, BROOMFIELD, CO 80023-8489

Mortgage

Document Number	00E1007708
Date	Jan 15, 2021
Instrument	E1007708

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	815 WATERLOO CIR, AURORA, CO 80018-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0012256
Date	Jan 29, 2020
Instrument	E0012256

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 5, 2019
Property Address	815 WATERLOO CIR, AURORA, CO 80018-1834
Document Number	00D9133140
Instrument Date	Nov 29, 2019
Instrument	D9133140
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 N WATERLOO CIR AURORA CO 80018, AURORA, CO 80018

Mortgage

Document Number	D9133141
Date	Dec 5, 2019
Instrument	D9133141

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,356 (-2.08%)	$528,700 (-) Land $130,000 Building $398,700
2025	$6,681.00 (+0.29%)	$33,044 (-3.15%)	$528,700 (-6.29%) Land $130,000 Building $398,700
2024	$6,662.00 (+25.96%)
2023		$34,117	$564,200 Land $109,250 Building $454,950
2021	$5,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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