Mesa County property record for 815 Elberta Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,429 sqft · built 2007 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Feb 2025) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-071-31-011 |
| Primary APN | 2697-071-31-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,429 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 1,129 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R007216 |
|---|---|
| Street Address | 815 ELBERTA DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-8417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 3 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W UM AND AN UND INT IN OUTLOT A - 0.44AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ORCHARD RIDGE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1503 |
815 Elberta Dr is owned and occupied by two individuals who bought it in February 2025.
Source: Mesa County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit COLORAMO FCU |
| Jan 3, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage COLORAMO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Document Number | 20253117258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003151705 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 3151705 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003059985 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 3059985 |
| Name | COLORAMO FCU |
|---|---|
| Type | Credit Union |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jan 3, 2022 |
| Property Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003014480 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 3014480 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 ELBERTA DR, 815, FRUITA, CO 81521-8417 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 ELBERTA DR, FRUITA, CO 81521-8417 |
| Document Number | 0003014481 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 3014481 |
| Name | COLORAMO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 815 Elberta Dr was $2,800, up 2.8% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,800.00 (+2.83%) | $33,610 (+1.2%) Land $8,560 Building $25,050 | $537,850 Land $137,000 Building $400,850 |
| 2024 | $2,723.00 (+0.55%) | $33,210 (-) Land $5,910 Building $27,300 | |
| 2023 | $2,708.00 (+14.41%) | $33,210 (+16.32%) Land $5,910 Building $27,300 | $495,610 Land $88,210 Building $407,400 |
| 2022 | $2,367.00 | $28,550 Land $4,170 Building $24,380 | |
| 2021 | $410,800 Land $60,000 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 815 Elberta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 815 Elberta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures