Lincoln County property record for 815 E Main St, Stanford, KY 40484
| Property Type | Commercial |
|---|---|
| Lot Size | 1.09 acres (47,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jan 2015) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-09-21-001.00 |
| Primary APN | 051-09-21-001.00 |
|---|---|
| Alternative APN |
|
| Exterior Material | Metal |
|---|---|
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 47,829 sqft (1.09 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 815 E MAIN ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1406 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLD & 1.098 AC |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920101 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 84 S ISAAC WAY, STANFORD, KY 40484-8584 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF DANVILLE |
| Deed of Trust, Mortgage | |
| May 13, 2020 | Deed of Trust, Mortgage · FmHA Mortgage THE FARMERS NATIONAL BANK OF CANFIELD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2015 · Amount on Record |
| Deed Sale | Jan 29, 2015 · Amount on Record |
| Deed Document Number | 2015323930 |
| Deed Book / Page | 420 / 100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 815 E MAIN ST, STANFORD, KY 40484-1406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000523/101 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 523/101 |
| Instrument | 2271313 |
| Name | THE FARMERS NATIONAL BANK OF DANVILLE |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 31, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 815 E MAIN ST, STANFORD, KY 40484-1406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 815 E MAIN ST, STANFORD, KY 40484-1406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | MTG478/694 |
|---|---|
| Date | May 13, 2020 |
| Book Page | MTG 478/694 |
| Instrument | 461868 |
| Name | THE FARMERS NATIONAL BANK OF CANFIELD |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 1, 2027 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,658.00 (-4.11%) | $180,000 (-) Land $80,000 Building $100,000 | $180,000 (-) Land $80,000 Building $100,000 |
| 2024 | $1,729.00 | ||
| 2023 | $180,000 Land $80,000 Building $100,000 | $180,000 Land $80,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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