83 Frances Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 83 Frances Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,125 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2014)
Tax Bill	$5,674 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10410-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-10410-0000-00012`
Alternative APNs	`121041000012` `00060400`

Interior

Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Account Number	00060400
Street Address	83 FRANCES AVE
City	STANHOPE
State	NJ
Zip	07874-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS 03
Legal Block	10410
Legal Lot Number	12
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	1
Census Block	1017
Census Tract	374800

Owner

83 Frances Ave is owned and occupied by an individual who bought it in July 2014.

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	83 FRANCES AVE, STANHOPE, NJ 07874-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Oct 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2014 · Amount on File
Deed Sale	Jul 16, 2014 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Document Number	201410114290
Deed Book / Page	3339 / 753
Prior Transfer Date	Aug 26, 1996
Prior Transfer Doc	0000017338
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	83 FRANCES AVE, STANHOPE, NJ 07874-2414
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	CORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098550074
Date	Sep 25, 2020
Book Page	9855/74
Instrument	20200925010200450

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	83 FRANCES AVE, STANHOPE, NJ 07874-2414
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098020978
Date	May 4, 2020
Book Page	9802/978
Instrument	20200504010078940

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	83 FRANCES AVE, STANHOPE, NJ 07874-2414
Document Number	0096580355
Instrument Date	Oct 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 FRANCES AVE STANHOPE NJ 078742414, STANHOPE, NJ 07874-2414

Mortgage

Document Number	0096580355
Date	Nov 28, 2018
Book Page	009658/000355
Instrument	243510

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 27, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 83 Frances Ave was $5,674, up 6.2% from the year before.

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,300 (-) Land $112,300 Building $144,000	$256,300 (-) Land $112,300 Building $144,000
2025	$5,674.00 (+6.2%)	$256,300 Land $112,300 Building $144,000	$256,300 Land $112,300 Building $144,000
2024	$5,343.00
2023		$150,700 Land $71,500 Building $79,200	$150,700 Land $71,500 Building $79,200
2022	$5,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Frances Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Frances Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPATCONG WATER DEPT serves 7,224 people · EPA ID NJ1912001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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