83 Chestnut St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 83 Chestnut St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,987 sqft · built 1932
Lot Size	0.308 acres (13,399 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2017)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00149-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`06-00149-0000-00021`
Alternative APNs	`060014900021` `S001`

Interior

Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,987 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	13,399 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide

Location & Zoning

Account Number	S001
Street Address	83 CHESTNUT ST
City	BRIDGEWATER
State	NJ
Zip	08807-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	BRIDGEWATER
Legal Block	149
Legal Lot Number	21
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1010
Census Tract	50701

Owner

83 Chestnut St is owned and occupied by two individuals who bought it in November 2017.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 16, 2017	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Deed Document Number	201746462
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	83 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008392
Date	Apr 9, 2024
Book Page	7552/364
Instrument	2024008392

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	83 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724

Mortgage

Document Number	0000001363
Date	Jan 17, 2023
Book Page	7489/1100
Instrument	2023001363

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 16, 2017
Property Address	83 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Document Number	0000046462
Book / Page	007005 / 000954
Instrument Date	Oct 31, 2017
Instrument	46462
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	JERSEY COAST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	83 CHESTNUT ST BRIDGEWATER NJ 088072724, BRIDGEWATER, NJ 08807-2724

Mortgage

Document Number	46463
Date	Nov 16, 2017
Book Page	007005/000960
Instrument	46463

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 83 Chestnut St was $7,839, up 0.9% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,400 (+12.69%) Land $193,500 Building $254,900	$448,400 (+12.69%) Land $193,500 Building $254,900
2025	$7,839.00 (+0.94%)	$397,900 Land $168,500 Building $229,400	$397,900 Land $168,500 Building $229,400
2024	$7,766.00
2023		$359,400 Land $168,500 Building $190,900	$359,400 Land $168,500 Building $190,900
2022	$6,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 83 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 83 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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