75 Chestnut St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 75 Chestnut St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,008 sqft · built 1999
Lot Size	0.308 acres (13,399 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2019)
Tax Bill	$9,505 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00149-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`06-00149-0000-00023`
Alternative APNs	`060014900023` `S001`

Interior

Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	13,399 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	75 CHESTNUT ST
City	BRIDGEWATER
State	NJ
Zip	08807-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	INCL BLK 2234 LOTS 116 & 118
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	149
Legal Lot Number	23
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1010
Census Tract	50701

Owner

75 Chestnut St is owned and occupied by two individuals who bought it in October 2019.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Deed Document Number	201940013
Deed Book / Page	7160 / 1982
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFE LAN D TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039903
Date	Sep 1, 2020
Book Page	7244/365
Instrument	2020039903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 21, 2019
Property Address	75 CHESTNUT ST, BRIDGEWATER, NJ 08807-2724
Document Number	0000040013
Book / Page	007160 / 001982
Instrument Date	Oct 9, 2019
Instrument	40013
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 CHESTNUT ST BRIDGEWATER NJ 088072724, BRIDGEWATER, NJ 08807-2724

Mortgage

Document Number	40014
Date	Oct 21, 2019
Book Page	007160/001987
Instrument	40014

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 75 Chestnut St was $9,505, up 0.4% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,600 (+11.63%) Land $193,500 Building $345,100	$538,600 (+11.63%) Land $193,500 Building $345,100
2025	$9,505.00 (+0.42%)	$482,500 Land $168,500 Building $314,000	$482,500 Land $168,500 Building $314,000
2024	$9,465.00
2023		$433,100 Land $168,500 Building $264,600	$433,100 Land $168,500 Building $264,600
2022	$8,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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