72 Chestnut St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 72 Chestnut St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,530 sqft · built 1942
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (May 2021)
Tax Bill	$7,850 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00140-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`06-00140-0000-00014`
Alternative APNs	`060014000014` `S001`

Interior

Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	72 CHESTNUT ST
City	BRIDGEWATER
State	NJ
Zip	08807-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	140
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1012
Census Tract	50701

Owner

72 Chestnut St is owned and occupied by two individuals who bought it in May 2021.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 CHESTNUT ST, BRIDGEWATER, NJ 08807-2725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
May 30, 2017	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	202128803
Deed Book / Page	7339 / 1512
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0000052764
Record Updated	Oct 29, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 5, 2021
Property Address	72 CHESTNUT ST, BRIDGEWATER, NJ 08807-2725
Document Number	0000028803
Book / Page	7339 / 1512
Instrument Date	Feb 20, 2021
Instrument	2021028803
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,272.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WALTERS BROOK DR, 23, BRIDGEWATER, NJ 08807-5571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CHESTNUT ST, BRIDGEWATER, NJ 08807-2725
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028804
Date	May 5, 2021
Instrument	2021028804

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 30, 2017
Property Address	72 CHESTNUT ST, BRIDGEWATER, NJ 08807-2725
Document Number	0000020917
Book / Page	006962 / 002388
Instrument Date	May 16, 2017
Instrument	20917
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CHESTNUT ST BRIDGEWATER NJ 088072725, BRIDGEWATER, NJ 08807-2725

Mortgage

Document Number	20918
Date	May 30, 2017
Book Page	006962/002395
Instrument	20918

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 72 Chestnut St was $7,850, up 0.3% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,600 (+12.82%) Land $188,800 Building $260,800	$449,600 (+12.82%) Land $188,800 Building $260,800
2025	$7,850.00 (+0.26%)	$398,500 Land $163,800 Building $234,700	$398,500 Land $163,800 Building $234,700
2024	$7,830.00
2023		$361,600 Land $163,800 Building $197,800	$361,600 Land $163,800 Building $197,800
2022	$6,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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