83 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 83 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,500 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$47,500 (Aug 2006)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Aug 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04-17-0-000-019.001`

Property Details

APN / Parcel Number

Primary APN	`10-04-17-0-000-019.001`
Alternative APNs	`111450` `68031`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,269 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	111450
Street Address	83 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SEC 17, T6S, R2W; TH N 556.30' TO N R/W OF UPPER RIVER ROAD, TH CONT N 340.70', TH NW 22.02', TH NW 676.33'
Legal Range	2W
Legal Township	6S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-17-0-000-019.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 515, SOMERVILLE, AL 35670-0515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK AMERICA FSB
Aug 18, 2006	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2006 · Amount on Record
Deed Sale	Aug 18, 2006 · Amount on Record
Deed Book / Page	2006 / 6599
Record Updated	Sep 20, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	83 CHAREST RD, SOMERVILLE, AL 35670-3353
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/42441
Date	Aug 18, 2006
Book Page	2006/42441

Lender

Name	BANK AMERICA FSB
Type	Bank
Address	BREA, CA 92823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2021

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 18, 2006
Property Address	83 CHAREST RD, SOMERVILLE, AL 35670-3353
Document Number	2006/06599
Book / Page	2006 / 06599
Instrument Date	Aug 17, 2006
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	83 CHAREST RD, SOMERVILLE, AL 35670-3353

Mortgage

Document Number	2006/42425
Date	Aug 18, 2006
Book Page	2006/42425

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	BREA, CA 92823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (-2.23%)	$28,440 (-2.07%) Land $4,170 Building $24,270	$284,400 (-2.07%) Land $41,700 Building $242,700
2024		$29,040 (-1.02%) Land $4,170 Building $24,870	$290,400 (-1.02%) Land $41,700 Building $248,700
2023	$1,033.00 (+3.51%) Homeowner's exemption	$29,340 (+4.34%) Land $4,170 Building $25,170	$293,400 (+4.34%) Land $41,700 Building $251,700
2022	$998.00 Homeowner's exemption	$28,120 Land $3,790 Building $24,330	$281,200 Land $37,900 Building $243,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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