Morgan County property record for 513 Charest Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,641 sqft · built 1972 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $760 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-03-08-0-000-015.000 |
| Primary APN | 10-03-08-0-000-015.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,641 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 69437 |
|---|---|
| Street Address | 513 CHAREST RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF SEC 8, T6S, R2 W TH N 664.5', TH W 366.21', TH SW'LY LFALG A CO ROAD 670.67', TH E 401.41' TO POB LF |
| Legal Range | 2W |
| Legal Township | 6S |
| Legal Section | 08 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 5405 |
Source: Morgan County records · APN 10-03-08-0-000-015.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 CHAREST RD, SOMERVILLE, AL 35670-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 513 CHAREST RD, SOMERVILLE, AL 35670-3310 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2013/30817 |
|---|---|
| Date | Aug 02, 2013 |
| Book Page | 2013/30817 |
| Name | TRADITIONS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | CULLMAN, AL 35055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2028 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $760.00 | $21,770 (-) Land $6,060 Building $15,710 | $217,700 (-) Land $60,600 Building $157,100 |
| 2024 | $21,770 (-) Land $6,060 Building $15,710 | $217,700 (-) Land $60,600 Building $157,100 | |
| 2023 | $760.00 (+12.26%) Homeowner's exemption | $21,770 (+11.47%) Land $6,060 Building $15,710 | $217,700 (+11.47%) Land $60,600 Building $157,100 |
| 2022 | $677.00 Homeowner's exemption | $19,530 Land $5,500 Building $14,030 | $195,300 Land $55,000 Building $140,300 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 18 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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