155 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 155 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1985
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Oct 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04-17-0-000-017.001`

Property Details

APN / Parcel Number

Primary APN	`10-04-17-0-000-017.001`
Alternative APNs	`132775` `21617`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	132775
Street Address	155 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF SE1/4 OF SEC 17, T6S, R2W, TH W ALG N BDRY OF SD SE1/4 690'S TO TPOB, TH CONT W 459', TH SE'LY ALG ROAD R/W
Legal Range	2W
Legal Township	6S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-17-0-000-017.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 95, VALHERMOSO SPRINGS, AL 35775-0095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2009
Deed Sale	Oct 19, 2009
Deed Book / Page	2009 / 5642
Record Updated	Sep 20, 2026

October 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 19, 2009
Property Address	155 CHAREST RD, SOMERVILLE, AL 35670-3301
Document Number	2009/05642
Book / Page	2009 / 05642
Instrument Date	Oct 16, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	155 CHAREST RD, SOMERVILLE, AL 35670-3301

Mortgage

Document Number	0200940681
Date	Oct 19, 2009
Instrument	2009/40681

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2039

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+116.33%)	$29,790 (+105.02%) Land $3,750 Building $26,040	$297,900 (+105.02%) Land $37,500 Building $260,400
2024		$14,530 (-) Land $3,750 Building $10,780	$145,300 (-) Land $37,500 Building $107,800
2023	$490.00 (+6.52%) Homeowner's exemption	$14,530 (+5.9%) Land $3,750 Building $10,780	$145,300 (+5.9%) Land $37,500 Building $107,800
2022	$460.00 Homeowner's exemption	$13,720 Land $3,410 Building $10,310	$137,200 Land $34,100 Building $103,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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