8296 Onich Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8296 Onich Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 2003
Lot Size	0.266 acres (11,587 sqft)
Owner	Individual Name on File
Last Sale	$464,700 (Jun 2024)
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Jun 2024 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-2S-26-0082-00B00-0150`

Property Details

APN / Parcel Number

Primary APN	`16-2S-26-0082-00B00-0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Heated Area
Gross Area	3,512 sqft
1st Floor Area	2,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	1,450 ft deep x 800 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	312 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	162S26008200B000150
Street Address	8296 ONICH DR
City	NAVARRE
State	FL
Zip	32566-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK B ASHBERRY WOODS AS DES IN OR 4512 PG 1303
Legal Range	26W
Legal Township	02S
Legal Section	16
Legal Subdivision	ASHBERRY WOODS
Legal Block	B
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2016
Census Tract	10827

Owner

8296 Onich Dr is owned and occupied by an individual who bought it in June 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8296 ONICH DR, NAVARRE, FL 32566-4148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
May 19, 2017	Warranty Deed, Transfer GUARANTEE TITLE/NORTHWEST FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	202426731
Deed Book / Page	4512 / 1303
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 17, 2024
Property Address	8296 ONICH DR, NAVARRE, FL 32566-4148
Document Number	0045121303
Book / Page	4512 / 1303
Map Reference	MB H PG 17
Instrument Date	Jun 14, 2024
Instrument	202426731
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,252.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8915 SUNSET DR, NAVARRE, FL 32566-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8296 ONICH DR, NAVARRE, FL 32566-4148

Mortgage

Document Number	0202426732
Date	Jun 17, 2024
Instrument	202426732

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2017
Property Address	8296 ONICH DR, NAVARRE, FL 32566-4148
Document Number	0036260172
Book / Page	003626 / 000172
Instrument Date	May 15, 2017
Instrument	20307
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8296 ONICH DR NAVARRE FL 325664148, NAVARRE, FL 32566-4148

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,361.00 (+2.74%) Homeowner's exemption	$226,485 (+3.26%)	$297,100 (+0.33%) Land $48,000 Building $249,100
2023	$2,298.00 (+2.86%) Homeowner's exemption	$219,339 (+3%)	$296,119 (+10.84%) Land $38,000 Building $258,119
2022	$2,234.00 Homeowner's exemption	$212,950	$267,161 Land $35,000 Building $232,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8296 Onich Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8296 Onich Dr is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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