Santa Rosa County property record for 8290 Onich Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,444 sqft · built 2003 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,500 (May 2003) |
| Tax Bill | $2,038 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-26-0082-00B00-0140 |
| Primary APN | 16-2S-26-0082-00B00-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 3,126 sqft |
| 1st Floor Area | 2,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 66 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8290 ONICH DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ASHBERRY WOODS LOT 14 BLK B AS DES IN OR 2082 PG 1933 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 16 |
| Legal Subdivision | ASHBERRY WOODS |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
Source: Santa Rosa County records · APN 16-2S-26-0082-00B00-0140
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 13, 2026 | Deed of Trust · Line of Credit REGIONS BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2003 · Amount on Record |
| Deed Sale | May 01, 2003 · Amount on Record |
| Prior Sale | Dec 12, 2002 · Amount on Record |
| Deed Book / Page | 2135 / 927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Document Number | 0047310862 |
| Book / Page | 4731 / 862 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202618236 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Document Number | 0000018236, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 4731/862 |
| Instrument | 202618236 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Document Number | 0000018236 |
| Book / Page | 4731 / 862 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.18236 |
| Record Updated | May 07, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Document Number | 0000018236, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 4731/862 |
| Instrument | 2026.18236 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8290 ONICH DR, NAVARRE, FL 32566-4148 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037560539 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 3756/0539 |
| Instrument | 201834380 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,267 (+2.9%) | $349,491 (+14.7%) Land $52,000 Building $297,491 | |
| 2024 | $2,038.00 (+2.57%) Homeowner's exemption | $200,454 (+3%) | $304,702 (+0.11%) Land $48,000 Building $256,702 |
| 2023 | $1,987.00 (+2.95%) Homeowner's exemption | $194,616 (+3%) | $304,365 (+10.56%) Land $38,000 Building $266,365 |
| 2022 | $1,930.00 Homeowner's exemption | $188,948 | $275,305 Land $35,000 Building $240,305 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108272, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 321 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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