8281 Onich Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8281 Onich Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,406 sqft · built 2003
Lot Size0.387 acres (16,858 sqft)
OwnerIndividual Name on Record
Last Sale$472,000 (Jun 2022)
Tax Bill$3,571 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-2S-26-0082-00C00-0140

Property Details

APN / Parcel Number

Primary APN16-2S-26-0082-00C00-0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,406 sqft Heated Area
Gross Area3,350 sqft
1st Floor Area2,846 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area16,858 sqft (0.387 acres)
Lot Dimensions1,540 ft deep x 1,250 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area504 sqft
Patio Area196 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number162S26008200C000140
Street Address8281 ONICH DR
CityNAVARRE
StateFL
Zip32566-4147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionASHBERRY WOODS LOT 14 BLK C AS DES IN OR 4293 PG 248
Legal Range26W
Legal Township02S
Legal Section16
Legal SubdivisionASHBERRY WOODS
Legal BlockC
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8281 ONICH DR, NAVARRE, FL 32566-4147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleMay 24, 2012 · Amount on Record
Deed Document Number202234481
Deed Book / Page4293 / 248
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 8, 2022
Property Address8281 ONICH DR, NAVARRE, FL 32566-4147
Document Number0042930248
Book / Page4293 / 248
Map ReferenceMB H PG 17A
Instrument DateJun 1, 2022
Instrument202234481
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,304.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address848 CUSTER ST, CHEYENNE, WY 82009-3315

Transferred To (Grantee/Buyer)

NameVerified Name
Address8281 ONICH DR, NAVARRE, FL 32566-4147
InvestorPossibly a Property Investor

Mortgage

Document Number0004293250
DateJun 8, 2022
Instrument4293/250
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,571.00 (-1.41%) Homeowner's exemption$332,767 (-0.32%) Land $48,000 Building $284,767$332,767 (-0.32%) Land $48,000 Building $284,767
2023$3,622.00 (+95.57%) Homeowner's exemption$333,822 (+85.21%) Land $38,000 Building $295,822$333,822 (+18.39%) Land $38,000 Building $295,822
2022$1,852.00 Homeowner's exemption$180,242$281,968 Land $35,000 Building $246,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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