8290 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8290 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,509 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2012)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-028-3012-100`

Property Details

APN / Parcel Number

Primary APN	`74-14-028-3012-100`

Interior

Full Baths	2 Baths
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	1,479 sqft

Exterior

Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	270 ft deep x 160 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8290 MARSH RD
City	CLAY
State	MI
Zip	48001-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 0D 7M 5S E 429.38' FROM E 1/4 COR, TH S 0D 7M 5SE 160', TH S 89D 25M 20S W 303.84', TH N 0D 7M 5S W 160', TH N 89D 25M
Legal Range	16E
Legal Township	03N
Legal Section	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4012
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8290 MARSH RD, CLAY, MI 48001-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
May 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	201217839
Deed Book / Page	4275 / 922
Last Transfer Date	Mar 17, 2022
Transfer Doc	0005503212
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 28, 2022
Property Address	8290 MARSH RD, CLAY, MI 48001-3406
Document Number	0005503212
Book / Page	5503 / 212
Instrument Date	Mar 17, 2022
Instrument	2022007465
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8290 MARSH RD, CLAY, MI 48001-3406

Mortgage

Document Number	2022007466
Date	Mar 28, 2022
Instrument	2022007466

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8290 MARSH RD, CLAY, MI 48001-3406
Document Number	0050600232
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	BEST HMS TITLE AGENCY LLC, BEST HMS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8590 MARSH RD CLAY MI 48001, CLAY, MI 48001

Mortgage

Document Number	0050600232
Date	May 28, 2019
Book Page	005060/000232

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 27, 2029

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,900 (+6.35%)	$391,800 (+6.35%)
2025	$2,739.00 (+2.35%) Homeowner's exemption	$184,200 (+19.77%)
2024	$2,676.00 (+8.3%)		$368,400 (+19.77%)
2023		$153,800
2022	$2,471.00		$307,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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